Special Home Loan Rates - May 2025 For Ocean Town Phuket Buyers
Looking for a “ready-to-move-in” home in one of Phuket’s most promising locations? Ocean Property has gathered the latest special mortgage rates from 3 leading banks to help make your dream of owning a townhome or commercial building a reality

Government Savings Bank (GSB)
Loan amount from THB 3 million to THB 10 million.
Average interest rate for the first 3 years: 2.89%
- Year 1 = 1.89%
- Years 2 = 2.89%
- Years 3 = 3.89%
Reference MRR: 6.595%
This special rate applies only to borrowers who purchase credit life insurance (MRTA).
Government Housing Bank (GH Bank)
Average interest rate for the first 3 years: 3.20%
- Year 1 = 2.50%
- Year 2 = 3.10%
- Year 3 = 4.00%
Reference MRR: 6.545%
This special rate applies only to borrowers who purchase credit life insurance (MRTA).
Kasikorn Bank (KBANK)
Average interest rate for the first 3 years: 4.73%
- Year 1 = 2.24%
- Years 2–3 = MRR - 2.49% (4.59%)
Reference MRR: 7.08%
This special rate applies only to borrowers who purchase credit life insurance (MRTA).
Remarks:
*Special interest rates shown are starting rates only.
*Terms and interest rates are determined by each bank and are not binding to the company.
*For 2nd and 3rd homes, conditions follow the Bank of Thailand's guidelines: up to 80–90% loan for the 2nd home, and up to 70% loan for the 3rd.
*The borrower’s age must not exceed 70 years (subject to the bank’s terms).
*Applicable only to borrowers who purchase credit life insurance (MRTA).
*GSB: For applications submitted from 14 November 2024 to 31 May 2025, with contract signing completed by 30 June 2025.
*GH Bank: Rate effective from 14 May 2025 until further notice.
*KBANK: For applications submitted from 1 April to 30 June 2025, with loan approval and mortgage registration completed by 31 July 2025.
Exclusive Offer from Ocean Town Phuket
Free mortgage consultation with no service fees.
Apply for Pre-Approval and receive a Central gift voucher worth THB 500 — available while supplies last.
For more information or to reserve your unit:
Chat: https://m.me/183975518299717?ref=otintweb
Call: 02-038-5020
Line: https://bit.ly/Ocean-Property
Website: http://bit.ly/OcenTownWebsite
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